Our Blog
Pros and Cons of Home Loan Pre-approvals
Why a Home loan pre-approval is great? A home loan preapproval is a great option for those ready to buy a home or investment property. It gives you the benefit of: 🏡 Knowing how much you can borrow will allow you to focus on houses you can afford 🏡 bidding at auction...
What’s a preapproval and how long does it last for?
What is loan home loan pre-approval? 📝 A pre-approval, conditional approval or approval-in-principle are all terms used by different Lenders to describe the same thing. A loan pre-approval means that a lender has agreed, in principle, to lend you an amount of money...
Who uses a Mortgage Advisor/Broker?
🤔 What can they help me with? Anyone can use a Mortgage Advisor/Broker! 👩👱♂️You don’t have to be rich and you don’t have to be a property investor. You do need to be aware that some Mortgage Advisors do charge an upfront fee for their services. Here at Greater...
How can a Mortgage Advisor/Broker help?
Why would I go to a Mortgage Advisor/Broker and not the Bank for a Loan? 🏦 Many people head straight to their bank when it comes time to apply for a home loan, but do you know there is another alternative? Did you know that Mortgage Advisors are helping home buyers...
What is a Mortgage Advisor/Broker?
What do they do and how can they help me? A Mortgage Advisor/Broker works one on one with clients and acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Many People think Mortgage Advisor/Brokers are just for seasoned investors,...
Did you build your home?
🏡 Do you still have a Home building Loan or Construction Loan? 🏗 Did you build your house and get a construction loan to finance the build from a lender. 📞 It may be worth you reviewing what your current interest rate is.. 💵 Did you know that you pay a premium...
What is Debt Consolidation?
What is Debt Consolidation and how can it help me? 💳🚘🏡 If you have multiple debts such as a credit card debt and/or personal loans and/or a Home Loan, it may be time to talk to your local Mortgage Advisor about debt consolidation. Consolidating your debts may make...
Why should I choose a variable interest rate?
Pros and cons of choosing a variable interest rate? Pros Typically offers more flexibility than a Fixed Interest Home Loan You can make unlimited additional repayments to pay off your Home loan faster Redraw is usually available meaning you have access to additional...
Why should I choose a fixed rate interest rate?
Pros and cons of choosing a fixed rate interest rate? Pros Your repayment amount is set and does not change making it easier to budget You can choose the period of time you would like to fix your Interest rate for Fewer Loan Features so could cost less Cons If...
Calculators
See our range of financial calculators for those who like to check things out themselves and have a better idea of the costs and repayment amounts. There’s 9 calculators to choose from.
FAQ’s
Refer to our Frequently Asked Questions for a list of answers to common questions about Mortgage Brokers, Finance and loan terminology. Whats LMI, LVR, how much do I need as a deposit?
Based in Grovedale, Victoria.
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